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Service Fees


Service Fees

Savings Account Fees
  • all deposits
Free
  • personalized cheques
Free
  • first Cheque or Interac Direct Payment
 

or Electronic Funds Withdrawal per month

Free

(each additional debit)

$1.00
Automated Teller Machine Fees
Credit Union ATM on Accu-link  
  • deposits and inquiries
Free
  • withdrawals and transfers
$1.00
*Interac and Out-Of-Province ATM not on Accu-link  
  • withdrawals
$2.00
*U.S. & International ATM (Cirrus)  
  • withdrawals
$3.50
*In addition to a $1.00 ATM withdrawal charge  
ATM Card Fees
  • initial card, renewal card
Free
  • replacement - mishandling
                                  **New fee effective November 15

$5.00

$10.00

Internet Banking or ExpressLine Telephone Banking Fees
  • bill payments
$1.00
  • transfer between sub-accounts
Free
Interac e-Transfer  
Send $1.00
Receive Free
Cancel $1.50
Administration Fees
Stop Payment
  • specifics known
$11.00
  • specifics not known-monitoring fee per day
$ 1.50
  • minimum
$15.00
  • maximum per month
$30.00
Returned Items and Charge Backs
  • charge back on 3rd party cheque
$ 5.00
  • chargeback on 1st party cheque  

$40.00

  • NSF withdrawal (cheque/EFW)
                                  **New fee effective November 15

$45.00

$50.00

No overdrafts allowed.
An interest rate of 21% will be charged on accounts in an overdraft position.
  • minimum charge
$ 3.00
  • transfer from sub-account to cover OD
$ 3.00
Primary Order/Draft
  • Payable by member to a third party
$10.00
Membership Closed
  • within 3 months of opening
$10.00
Registered Products
  • Duplicate tax information receipts - per slip
$ 5.00
  • Transfer out fee - per request

$ 50.00

  • Concentra Financial Estate Payout Consultation (at cost)

$ 150.00 minimum

  • T3 Return Filing by Concentra Financial (at cost)
$ 150.00 minimum
   

Fees subject to change without notice

For additional information regarding our service fees, please contact an AcceleRate Financial Representative at 1-204-954-9543 (Winnipeg) or toll-free1-888-954-9543